Independent agency — we shop the market on your behalf.
Mon - Fri 8:00 - 6:30
About Us
Family-owned, independent insurance & annuities in Hatch, New Mexico. Built on a handshake and the kind of straight talk that families deserve.
Get a free quote
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Protection that
never falters.
Shopping the market
on your behalf.
Plain English.
No 1-800 number.
WHY CHOOSE DESPERADO
Family-owned. Independent. Built on a handshake.
Bryan grew up where your word was your bond and a handshake was a contract. He brings that same old-fashioned farm honesty to insurance — because families deserve a partner who works as hard for their money as they do.
Independent
agency
We aren't tied to one carrier — we shop the market to find the right fit for your situation.
Family-owned,
locally focused
Hatch, New Mexico — not a 1-800 call center. When you call, you talk to Bryan.
Plain-English
explanations
IULs, FIAs, MYGAs — we explain how each one works without industry jargon.
Personalized
illustrations
Every recommendation comes with a quote built for your situation — no one-size-fits-all.
OUR PRODUCTS
Life insurance & annuities, shopped across the market
Indexed Universal Life
Permanent coverage with cash value tied to a market index — designed with downside protection.
Whole Life
Lifelong protection, fixed premiums, and built-in cash value you may access during your life.
Term Life
High-value coverage for 10, 20, or 30 years — the affordable way to protect your highest-need years.
Final Expense
Burial insurance for clients 50+. Simplified application sized for funeral and end-of-life costs.
Fixed Index Annuity
Growth tied to a market index with principal-protection features — a middle path between fixed annuities and direct investing.
Fixed Annuity
Conservative, low-volatility vehicle with a fixed interest rate and tax-deferred growth.
HOW IT WORKS
Straightforward, every step of the way
step
Tell us about your situation
A quick conversation about your family, goals, and budget. No long forms, no commitments.
step
We shop the market for you
As independents, we compare options across multiple carriers to find the right fit.
step
Review illustrations together
We walk you through personalized illustrations so you understand exactly what you're getting.
step
Apply for the policy that fits
We handle the paperwork and the carrier conversations. You sign when you're ready.
OUR STORY
Built on a handshake.
For many years, Bryan watched families he knew end up in devastating financial positions after losing a loved one. The right protections simply weren't in place. So he built Desperado Financial to bring old-fashioned farm honesty to a complicated industry — clear answers, personalized illustrations, and the kind of straight talk that makes complex products understandable.
Years of straight talk
%
Independent — not tied to any single carrier.
Product lines shopped
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Family-owned and locally focused — not a 1-800 number.
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Plain-English explanations for IULs, FIAs, MYGAs, and more.
The right protection for every stage of life
Whether you're protecting a young family with term life, building lifelong coverage with whole life or an IUL, or planning retirement income with an annuity — we'll walk you through your options without the jargon.
Hatch, New Mexico — talking straight to families since day one
Independent agency shopping the market on your behalf. Get in touch
INDEPENDENT INSURANCE & ANNUITIES
%
Independent
Not tied to any single carrier — we shop the whole market for the right policy.
Products
Life insurance and annuity product lines, every one tailored to your situation.
